阿卜杜勒·阿齐兹·古赖尔

    阿卜杜勒·阿齐兹·古拉尔Abdul Aziz Al-GhurairعبدلعززززالغغيŸيعب。他是Mashreq银行的董事长和阿卜杜拉·古拉尔公司集团(Abdullah Al-Ghurair Group of Companys)的董事,该集团是中东最大的商业集团之一,业务遍及20多个国家,业务渊源可追溯到半个世纪前。

阿卜杜勒·阿齐兹·古赖尔(Abdul Aziz Al Ghurair)名言

One way to ease liquidity for banks is that the government can buy all highly rated securities held by the banks. Every single bank in the U.A.E. has some sovereign debts in their portfolios. I am not asking them to buy any junk bonds, rather the high quality U.A.E. government debt.

缓解银行流动性的一个方法是,政府可以购买银行持有的所有高评级证券。阿联酋每家银行的投资组合中都有一些主权债务。我不是要他们购买垃圾债券,而是要他们购买高质量的阿联酋政府债券。

阿卜杜勒·阿齐兹·古赖尔

Dubai's world class physical infrastructure has already established it as a major player in terms of trade, tourism and as the leading conference and exhibition venue in this part of the world.

迪拜拥有世界级的有形基础设施,已使其成为贸易、旅游业的主要参与者,并成为世界这一地区领先的会议和展览场所。

阿卜杜勒·阿齐兹·古赖尔

I think the market should reward banks that have been transparent in recognising their problems. I think the tendency of banks to hide the problem assets over a period of three or four years should not be allowed.

我认为,市场应该奖励那些在认识到自身问题方面表现透明的银行。我认为,银行在三四年内隐藏问题资产的倾向是不应该被允许的。

阿卜杜勒·阿齐兹·古赖尔

Sometimes there are customers who get in difficulty because of situations that are out of their control. These are customers with genuine needs, and the role of the bank is to accommodate these customers, and there is a real need to reschedule the loans of these customers.

有时有些客户会因为无法控制的情况而陷入困境。这些都是有真正需求的客户,银行的作用是照顾这些客户,而且确实需要重新安排这些客户的贷款。

阿卜杜勒·阿齐兹·古赖尔

The Central Bank should have a permanent window for discounting high quality securities where banks could go and discount these. It gives peace of mind to the banks. In the absence of this facility, what banks tend to do is to keep a liquidity cushion for emergency requirements. This is a very expensive way of managing liquidity.

中央银行应该有一个永久的窗口来贴现高质量的证券,银行可以去那里贴现这些证券。它让银行安心。在缺乏这种机制的情况下,银行往往会为紧急情况保留流动性缓冲。这是一种非常昂贵的管理流动性的方法。

阿卜杜勒·阿齐兹·古赖尔

In the U.A.E. we were the least-regulated environment in the region, and over time we are seeing more and more regulation coming in. On the other hand, a central bank can overregulate and choke the economy, and then we will have a dead banking industry.

在阿联酋,我们是该地区监管最少的环境,随着时间的推移,我们看到越来越多的监管进入。另一方面,一个中央银行可以过度监管和扼杀经济,然后我们将有一个死银行业。

阿卜杜勒·阿齐兹·古赖尔

Banks are concerned the central bank is imposing too many regulations. If the trend continues, we'll swing to heavy regulation. We need to have balanced regulation to encourage the economy.

银行担心中央银行强加了太多的规定。如果这种趋势继续下去,我们将转向严厉的监管。我们需要有平衡的监管来鼓励经济。

阿卜杜勒·阿齐兹·古赖尔

One of the biggest challenges for the MENA region is unemployment coupled with high population growth rates. The World Bank is committed to supporting infrastructure projects that will help with job creation across the region.

中东和北非地区面临的最大挑战之一是失业和高人口增长率。世界银行致力于支持基础设施项目,这将有助于在整个地区创造就业机会。

阿卜杜勒·阿齐兹·古赖尔